Types Of Locks For Doors Insurance

A night latch is a lock that s mounted on the surface of the door instead of being morticed into to the edge of the door.

Types of locks for doors insurance.

While night latches are a frequently fitted and used lock type some insurance providers may prefer that you use them in conjunction with either a five lever mortice lock or a multi point locking system. Mortice deadlocks are one of the most common type of locks referred to in a policy. There are three main options. Building type a door lock on a flat or apartment or a dwelling with a single exit will have different escape requirements compared to a domestic house lock.

There are three main door lock types that most insurance providers approve of. There are several different types of locks commonly used to secure doors and windows and which one you use can have a significant effect on your home insurance premiums. Insurance approved door locks. When searching and comparing home insurance deals you may be able to get a discount for.

This guide can help you identify the different types of door locks that are approved by home insurers. During your home insurance application process you ll be asked what kind of locks you have on your patio doors to help providers assess your property s security levels. Don t let the terminology confuse you either. When you re looking for a home insurance policy you ll be asked what type of locks you have on your exterior doors and windows.

The five lever mortice deadlock. Despite what the name might suggest the five lever mortice deadlock is a common door lock type that you ve probably seen before. Some home insurance policies need you to know what kind of door lock types you have. But studies show that a few good kicks or a couple of minutes with a power drill are often enough to break through most door locks.

Home insurance companies approve certain types of locks for your house. A mortice lock requires a key to both lock and open it. This helps insurance companies assess your property s security level. And more than half of burglaries in 2017 involved forcible entry.

Having the right homeowners insurance can give you peace of mind too. These are the most secure types and conform to british standards bs3621. It can be difficult to determine which type of lock you have at home but it s important to get it right or you could be at risk of invalidating. If you don t have any of these choose other lock type and consider getting your security upgraded.

Door type a wooden door will require a different lock compared to a upvc or composite door as most wooden doors have two locks fitted. The way you lock your front door and ground floor windows is an important consideration. A guide to lock types.